Invest Your Change on Autopilot With Cash Card Round Ups

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Investing in your financial future is never a bad idea. While it isn’t necessarily a difficult thing to do, it can be intimidating trying to figure out the best investment strategy for you. Also, it could be difficult to know which stock options are best. Luckily, with Cash Card Round Ups you can start investing now in a way that will have an impact on your financial freedom for years to come.

Cash Card Round Ups is a simple new feature that is available to Cash App account holders. No more worrying about having to purchase stocks at full price in order to create a portfolio. Cash App has created a unique and easy way for users to get a jump start on investing.

If you are looking to get your feet wet in the investment world, understanding Cash Card Round Ups could be exactly the thing you need to get started. Review how to get started and what is included with this innovative feature. Investing is becoming more available to everyone.

What is Cash App?

Cash App is a well-known all-in-one money management app. It is one of the newer apps on the market, but it is making a splash quickly to help users get access to their money fast and save more of what they have.

What makes Cash App different from other apps is that it offers more features in one app than others like it. Cash App allows users to transfer money to other users instantly, use a free debit card, activate cash back opportunities, diversify investments, and more. Now, its newest feature includes the Cash Card Round Ups designed to give users more opportunities to invest daily and make money on autopilot.

What is Cash Card Round Ups and How Does it Work?

Cash Card Round Ups is a feature used to help you save for your future. This feature works with the debit card you have set up with your Cash App account. Each time you use your card to make a purchase, Cash App will automatically round up to the nearest dollar.

For example, if you spend $9.20 at a coffee shop, Cash App will round up to $10, leaving you with an extra $0.80. It will then take that extra change and invest it where you choose. Round Ups are taken after each transaction has been completed (which could take a few days depending on the vendor).

Round Ups help you save for your financial future. Imagine how many times per day you use your debit card. Now imagine how quickly that extra change can add up in your investments. Cash App does not currently charge a fee for this feature. Get your Cash Card Round Ups set up quickly and let it do all the work for you.

woman setting up Cash App Round Ups on a smartphone

1. Get a Cash App Debit Card

You cannot use the Cash Card Round Ups feature without first having a Cash App card. If you don’t already have one, go to your app and order one for your account. You can even customize your debit card to fit your lifestyle.

2. Turn on Round Ups

When you click on your card in the app, you will notice a variety of options such as Cash App Boosts and now Round Ups. Select Round Ups and proceed to the next screen to learn more about the terms and conditions for using it. Don’t worry, Cash App just wants to make sure you understand two simple things before you proceed.

3. Select Your Investments

The best part about Round Ups is that you get to choose where you want your money to be invested. You may choose Bitcoin or stocks. If you select stocks you will then be taken to a screen where you will be able to choose which stocks to invest in like Amazon, Apple, or Walmart.

If you make a choice today and then want to change your investment option later, you can do that by selecting “Change Destination” in the Round Ups feature. You may also opt out of this feature at any time by simply switching the toggle switch to “off”.

Related: How to Borrow Money from Cash App

4. Use Your Debit Card Normally

After you have made your investment selections for Cash Card Round Ups, all you have to do is spend money as you normally would using your debit card. Each point of sale (POS) transaction will be tracked and the money will be invested for you.

5. Monitor Your Round Up and Investment Activity

Now you can watch your round up activity to see how much you are investing daily, weekly, and monthly depending on your spending habits. It might not seem like much at first, but in time, your investments can grow. Even if you are only investing as little as $1 per day, that’s still $365 per year that you wouldn’t have saved or invested without Cash Card Round Ups.

Cash Card Round Ups Alternatives

It’s only fair to look at other options for saving and investing on autopilot. Check out these Cash Card Round Ups alternatives to make an informed decision about which one is right for you.


Acorns is an investment app that is designed to help more individuals get into the investment world without the big sticker price. It was one of the first round up apps used for investing.


  • Choose how you want your round ups to be invested
  • Three options for investment portfolios
  • The app makes the investments for you


  • Monthly account fee
  • Only makes investments for you once your round ups reach a minimum of $5
  • Bitcoin investment is not an option


Connect a debit card to your Stash account to begin taking advantage of the round up feature. Stash is an investment-specific app for beginners. Use the round up feature to increase your footprint in the investment world.


  • Cryptocurrency available
  • Other stock options available
  • Easy to use
  • No further action is needed from you after you set up your round up


  • Monthly account fees range from $1 to $9 depending on your account plan
  • Must wait until your round ups equal $5 or more before they get invested


Qoins is unique from all the other apps because it is geared toward paying down your debt instead of going toward your investments. It is a company that believes paying down debt is the key to faster financial freedom.


  • Select the debt you want to focus on paying off
  • Decreases the term of your debt
  • Average savings of $58 per month


  • Must select the Qoins Bundle (paid service) in order to participate
  • No other investment options


Chime’s “Save When You Spend” feature is a round up feature that takes your purchases, rounds up to the nearest dollar, and deposits the extra change into your Chime savings account.


  • Free to use
  • Automates savings so you don’t have to think about it
  • Easy to implement
  • Money is instantly available in your savings account if you need access to it


  • No investment option

Related: Cash App Free Money Code

Who Should Use Cash Card Round Ups?

Anyone with a Cash App debit card can use the Rounds Ups feature. Those who are looking for more ways to save that don’t involve investing hundreds or thousands off the top could benefit from this feature. Young adults who need to create a better savings routine may find this is the best option because they don’t have to do anything extra to save. It is all done automatically by Cash App.

Related: How to Get Free Cash App Money

Rounds Ups are Making a Difference in How People Save and Invest

It’s no secret that it can be difficult to save any amount of money in a world with the rising cost of living and additional expenses. Using resources like the Cash Card Round Ups can help make a difference in that challenge. You know every dollar counts when it comes to earning. The same goes for saving and investing.

Whether you use your Cash Card daily, weekly, or monthly, the money you could be investing with the round ups now can be helpful for your future. Every penny counts in terms of how much interest you can earn with the money you invest. Don’t wait until you have “X” amount of money before you start investing. Take advantage now to begin paving the way to a financially healthy lifestyle.

Use Cash App free money code NMXPRV7 to get an INSTANT cash bonus! Just swap $5 with a friend through the app to qualify.

Related: How to Set up a Direct Deposit on Cash App

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